Insurance & fees

Clear prices. No surprise bills.

We work with most major insurance plans, publish our self-pay prices and give you a written estimate before any treatment.

A receptionist welcoming a patient with a tablet

$0

surprise bills sent in 2025 — and we intend to keep it that way

Insurance

Plans we accept.

We bill your insurance directly. Bring your card to your first visit and we take care of the rest.

  • N
    Benefits checked before your visit
  • N
    Claims filed for you, in network or out
  • N
    Superbills for out-of-network reimbursement
  • BlueRiver Health
  • Meridian Care Plans
  • Northstar Insurance
  • Unity Health Network
  • Cascade Shield
  • Harborview Mutual
  • Medicare
  • Medicaid

Don’t see your plan? Call +1 (312) 555-0148 — we will check your coverage before your visit.

How billing works

Four steps, zero guesswork.

01

We check

Your coverage and co-pay are confirmed before your appointment.

02

You visit

You pay only your co-pay at check-in — or the posted self-pay price.

03

We claim

We file the claim with your insurer, usually the same day.

04

You review

A clear statement in your portal. Questions? Our billing team calls you back.

Self-pay prices

What a visit costs.

Prices for patients paying themselves. With insurance, you usually pay only your co-pay or deductible.

Primary Care

Check-ups, chronic care and same-day sick visits for adults, with a doctor who knows your story.

Pediatrics

Care from the very first days to the teenage years: well-child visits, vaccines and sick visits.

Dental Care

Check-ups, whitening, implants and clear aligners in our gentle, modern dental studio.

Mental Health

Therapy and psychiatry for anxiety, depression, burnout, trauma and relationships — in person or online.

Physical Therapy

Hands-on treatment and exercise programs for pain, sports injuries and recovery after surgery.

Women’s Health

Gynecology, contraception, pregnancy and menopause care, with time to ask every question.

Cardiology

Heart checks, ECG, blood pressure care and prevention with a cardiologist on site.

Dermatology

Skin cancer screening, acne, eczema and mole mapping by board-certified dermatologists.

Payment options

Ways to make it easier.

HSA & FSA

Use your health savings or flexible spending card for any visit or treatment.

0% payment plans

Spread treatments over $500 across 6 or 12 months, interest free.

Sliding scale

Reduced fees for patients without insurance who need a helping hand.

Memberships

Unlimited primary care or the Smile Club for a fixed monthly fee.

Billing FAQ

Money questions, answered.

Clear answers about insurance, deductibles and payments.

Still have a question?

Our front desk answers within minutes during opening hours.

What if my plan is not on the list?

Call us before your visit: we check your benefits for free. If we are out of network, we tell you the self-pay price upfront and give you a superbill to claim back what your plan covers.

Do you charge for missed appointments?

Life happens. Cancel or reschedule at least 24 hours ahead and there is no fee. Late cancellations and no-shows may be charged $40 so we can offer the slot to someone else.

Can I get an estimate before treatment?

Always. Every treatment plan comes with a written estimate showing what insurance is expected to pay and what you will owe.

When will I receive my bill?

Once your insurer has processed the claim, usually within three weeks. Your statement appears in the patient portal and you can pay online.

Is financial help available?

Yes. Ask about our sliding-scale fees and interest-free payment plans — our billing team will find an option that works.